Finance Options

Turn your dream purchases into reality

pay later with one of our trusted finance partners.

AfterPay

Shop now, pay it in 4 with AfterPay.

At McPhails Furniture, you can buy now and pay it in 4 interest-free instalments over 6 weeks.
*Max limit $3000 per order online

Latitude

Enjoy flexible long-term payment options and pay off your balance any time with no deposit required.

PayPal

PayPal and PayPal Pay in 4 are both available online and in store.

*Max limit $2000 in total

Zip

Show now, pay later with Zip.

McPhails Layby

At McPhails Furniture, we’re happy to offer an easy 8-week part-payment Layby option to help you secure the pieces you love. 

Getting Started 

To begin your Layby, a minimum 20% deposit is required at the time of purchase. 

Layby Period – Start & End Dates 

Your 8-week Layby period starts on the day you place your order. 

It will finish at the end of the 8th week from that date. 

Payment Schedule 

To keep things simple and on track: 

A 20% deposit kicks things off. 

The remaining 80% must be paid in full by the end of the 8th week. 

We ask that payments are made every two weeks, following this schedule: 

By the 4th week, at least 40% of the total balance should be paid. 

By the 8th week, 100% of the balance must be paid. 

Keeping in Touch 

We’ll do our best to keep you informed throughout your Layby period. If payments aren’t made on time, stock may be reallocated or the order could be cancelled. To avoid this, please keep communication open—we’re always here to help via email, phone, or message.